This policy provides coverage for customer injuries, customer property damage, and lawsuits related to both. It’s usually the first policy small business owners purchase because they often need it to sign commercial leases and client contracts.
Commercial Property Insurance protects the stuff your business needs to run. It can pay to repair or replace your business property if it’s stolen, damaged, or destroyed in a fire or natural disaster.
A Business Owner’s Policy (BOP) is an affordable insurance package for small businesses that bundles General Liability Insuranceand Commercial Property Insurance. Basically, BOP Insurance protects your business by covering some of the most common risks it faces
Workers’ Compensation Insurance can pay for three things when an employee is injured at work: medical bills, recovery costs, and partial missed wages. If an employee dies, Workers’ Comp can cover funeral costs and benefits to the worker’s family. Depending on state laws and contract requirements, you may need this policy to cover employees, contractors, freelancers, or even yourself.