Commercial Proeprty Insurance Overview

Commercial Property is an insurance policy every business needs, regardless if you own your building, lease or work from home.

It is one of the most important coverages and it’s included as a core coverage in any Business Owners Policy. Commercial Property Insurance protects your workspace and its contents, as well as fences and outdoor signs, as well as any other exterior fixtures.

Protect your Business’ physical assets from explosions, fire, storms, burst pipes, vandalism and theft. If you fear other types of danger or risks to your business you can tailor your Insurance Policy to add earthquakes and floods or any other coverages.

Request a commercial property insurance quote online in 3 easy steps

Some California properties are considered “high risk” and many underwriters turn this type of business away.

At Call Patty Insurance Services, our agents can find the right carrier for Commercial Property Insurance uses that are vacant,
in the course of construction, have loss history, and/or lack recent updates.

 These carriers are only approached after all admitted carrier options have been exhausted.
We have the know how to place these type of risks.

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Why Choose Call Patty for your Commercial Property Insurance?

  • Safe, Easy, and Simple process right over the phone
  • Competitive Rates
  • Top Rated Insurance Carriers, most of which are A+ Rated
  • Quick Issue: Apply, Pay, Bind and Print your Certificate of Insurance in less than 5 minutes
  • Flexible payment options
  • Insurance tailored to your needs
  • Coverage for contracts
  • Passion for service: Agents knowledgeable about your business concerns will provide you with excellent service

How much does Commercial Property Insurance Cost?

Insurance costs will always vaty depending on key aspects of your business.

In order to determine how much you’ll pay for Commercial Property Insurance largely depends on the value of all your company’s assets. Things like your building plus risks factors can widely increase or decrease your insurance rate.

Risks that can impact your Commercial Proeprty Insurance cost

Premises: Does your building has new electrical wiring work, upgraded plumbing and HVAC?

Location: Is the area prone to any natural disasters like storms or earthquakes?

Fire and Theft Protection: Do you have near hydrant or close fire station? Does your business has security measures such as fire alarm, smoke detector and sprinkler system?

Occupancy: Your industry can help determine your rate as well. Usually an accountant’s office will have less risk than a manufacturing company, thus making it less expensive.

commercial property insurance

Get your Commercial Property Insurance Quote Today

If you have this information in hand you can start your quote today by submitting the form on this page.

If you still have questions or need assistance you can Call Patty at our Toll Free Number and get help from our friendly telephone representatives.

Some California properties are considered “high risk” and many underwriters turn this type of business away. At Call Patty Insurance Services, our agents can find the right carrier to insure commercial property or warehouses that are vacant, in the course of construction, have loss history, and/or lack recent updates. These carriers are only approached after all admitted carrier options have been exhausted. We have the know how to place these type of risks.

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