Commercial truck Insurance Overview
Each Trucking Business is different in one or many ways, therefore trucking businesses, businesses that own trucks or independent truck drivers get a tailored commercial truck insurance policy that addresses their specific trucking risks.
Commercial Truck Insurance is a specific group of insurance auto policies and business policies developed to cover trucking needs.
Owner-operator of a trucking company might expand their trucking insurance policy to include general liability, whereas drivers that drive on their own authority might only need primary liability insurance.
Request a trucking insurance quote online in 3 easy steps
Our Insurance professionals know the Trucking Industry, including the protection that you require.
Because of that, we can provide you with a quick quote in minutes right over the phone, and in turn, help you get your
wheels moving so you can start saving money right away.
We will provide you with a custom yet affordable quote to keep your business and truck moving.
Fill out our simple quote form
A representative will contact you.
Choose the coverage that fits your needs.
Types of Risks we cover:
- Tractor / Trailer
- Dry Van /Reefers
- Container Haulers (UIIA)
- Dump Truck Operation
- Sand & Gravel
- Dirty Dirt
- Gas Haulers
- Bobtail (Non-Trucking)
- Auto Haulers
- Hot Shot Operations
- New Drivers License Program
- Binational Drivers’ License (MX)
- Owner Operator
- Fleet Policy Specialists
- Freight Forwarders/Brokers
- Any Type Of Commercial Unit
How much does Commercial Property Insurance Cost?
Depending on your needs, truck insurance costs will widely vary.
Truck insurance can run as low as $21 USD a month for independent on-demand drivers, whereas owner-operators is looking at an average of $6,000 USD a year in premium charges + deductibles.
There are other factors that you can improve on to further decrease your insurance rate, factors like:
• Driving record
• The age and condition of your equipment
• The types of things you haul
• State requirements
• How far your drivers are driving, etc.
Commercial Trucking Coverage:
- Auto Liability
- General Liability
- Bobtail/Non-Trucking Liability
- Physical Damage
- Trailer Interchange
- Motor Truck Cargo (Reefer)
- UIIA Requirements
- Bonds / E&O
- Workers’ Compensation
- Occupational Accident
- Criminal Coverage
- MCP (CA#) and USDOT (MC#) Filings
Get your Trucking Insurance Quote Today
If you still have questions or need assistance you can Call Patty at our Toll Free Number and get help from our friendly telephone representatives.
Our insurance professionals know the Trucking Industry, including the protection that you require. Because of that, we can provide you with a quick quote in minutes right over the phone, and in turn, help you get your wheels moving so you can start making money right away. We will provide you with a custom yet affordable quote to keep your business and truck moving.